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A Home Instead caregiver holds an umbrella for an elderly woman using a walker as they step out of a car on a rainy day, highlighting attentive and thoughtful care.

Understanding the Cost of Care for Aging Adults

Senior care should be about meeting individual needs. But we understand that for families of who are considering care options for aging adults, the cost can be a major worry. Selecting the right care is important and you want to ensure it’s the best fit and value for your unique situation.

Find Care That Enhances the Quality of Life

Evaluating Cost of Care

When evaluating the cost of care, you should weigh the outcomes of care, beyond pricing alone. It’s important to consider the person’s safety, well-being, need for companionship and quality of life. Care is something that should be put in place to, not only to keep the person safe and healthy, but to enhance a person’s enjoyment of life.


Home Instead Caregiver wearing mask brings groceries to the home of an aging adult.


  • Care Plan Personalization
  • Companionship & Engagement
  • Caregiver to Client Ratio
  • Location
  • Control of Budget
  • Safety
  • Scalability
  • Affordability

Tailor-Made Care Plans & Packages

In-home care services can help people at any point within the aging process. But care needs rarely fit neatly into a standard package. We start with the needs of the individual and develop a personalized care package and plan.

A smiling Home Instead caregiver in a green uniform assists an elderly woman using a walker in a bright and welcoming room, emphasizing support and encouragement.

Your Options for Paying for Home Care

Today, you may be able to take advantage of many programs to make personalized in-home care a reality for your family. Contact our office so we can discuss cost and coverage options that best support your needs. Home Instead is here to help you make an informed choice that is right for everyone involved.

Family-Managed Home Care

The Ontario Government, through Home and Community Care Support Services (formerly known as the LHIN), has a Family Managed Home Care program. This used to be known as Self Directed Care. The purpose is to offer greater flexibility and choice. 

If you’re eligible, you can receive funding directly to pay for home care services. You are responsible for the related administrative tasks, such as finding, hiring, and paying your service providers. Still, you also have the freedom to choose your provider, direct how they care for you or your loved one and set a schedule that best works for you.

This program is available for the following people with home care needs:

  • Children with complex medical needs
  • Adults with an acquired brain injury
  • Home-schooled children with qualifying health care needs
  • Those in extraordinary circumstances

Home Instead has experience caring for clients through this program.
Contact your local LHIN to determine if you are eligible and for more information on how this program works.